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Easy Peasy Finance

46.2K subscribers · 30 recent videos

Hi, I’m Rishi. I started Easy Peasy Finance at age 8, because teen and beginner-focused finance content basically didn’t exist. 8 years later, Easy Peasy Finance has reached millions of learners across 193 countries through 1,200+ videos. I have never accepted any sponsorships, so the concepts and strategies I share are what I truly believe in. In March 2026, when I was 16, I passed the CFP® exam - the gold standard in financial planning. I’m believed to be the youngest person ever to do so (the average passing age is 37). So every video is built on real financial planning knowledge. Here, you’ll find: Personal finance concepts explained in under 3 minutes, investing basics for beginners, simple strategies for building real wealth, and money traps most people fall into (and how to avoid them). All with no jargon or filler. 3x Plutus Awards winner, including a 2026 Hall of Fame honor Featured on CBS News & Kiplinger New video every week. Subscribe to never miss a free breakdown.

9:00

Debit Card vs Credit Card: Which Should You Use (Beginner Guide)

268 views · 2 days ago

5:40

Term vs Whole Life Insurance: Is Cash Value Worth it?

311 views · 9 days ago

2:00

Easy Peasy Finance: Money Made Simple for Every Age

307 views · 10 days ago

4:51

APR vs Interest Rate Explained: Mortgages, Credit Cards, Student Loans

292 views · 2 weeks ago

3:13

Roth vs Traditional 401k: Which is Better for Your First Job

377 views · 3 weeks ago

3:49

Credit Score Explained: The 5 Things That Actually Move It

343 views · 4 weeks ago

4:47

ETFs vs Mutual Funds for Beginners: Which Should You Pick?

829 views · 1 month ago

6:02

403(b) Explained: What Teachers Need to Know Before Enrolling

673 views · 1 month ago

4:16

HSA Explained for Beginners: The Only Triple Tax-Free Account

670 views · 1 month ago

5:43

Prediction Markets Explained: Kalshi and Polymarket in 5 Minutes

834 views · 1 month ago

4:18

FAFSA Explained 2027-28: How to Fill It Out and Maximize Aid

885 views · 2 months ago

4:35

High Yield Savings Account Explained (10x More Interest)

862 views · 2 months ago

4:30

How to Invest in Index Funds (Step by Step for Beginners)

2.3K views · 2 months ago

4:45

Compound Interest Explained (It Works Against You Too)

384 views · 2 months ago

4:35

Roth vs Traditional IRA for Beginners - Which Should You Pick?

1.5K views · 3 months ago

5:46

How to Build an Emergency Fund (Starting With $2.80)

597 views · 3 months ago

5:33

Trump Accounts Explained: The $1,000 Rules Parents Need to Know

379 views · 3 months ago

7:03

16yo Finance Whiz Exposes YouTuber Investing Advice

288 views · 3 months ago

6:03

Roth IRA vs 401(k): Which Should You Fund First?

246 views · 3 months ago

5:17

401(k) Employer Match Explained (And the Vesting Trap)

999 views · 4 months ago

4:13

Buy Now Pay Later Explained: Why BNPL Makes You Spend More

136 views · 4 months ago

8:17

Investing for Beginners: Everything You Need in 8 Minutes

721 views · 4 months ago

8:53

16 Year Old Finance Whiz Exposes Bad Advice from "Rich Dad Poor Dad"

643 views · 4 months ago

4:37

0% APR, BNPL & Whole Life Insurance: 3 Money Traps Explained

226 views · 5 months ago

6:51

16yo Finance Whiz Exposes Celebrity Money Advice

339 views · 5 months ago

4:08

Deductibles, Coinsurance and ER Bills Explained: Health Insurance Basics

188 views · 5 months ago

4:58

How to Lower a Medical Bill (5 Steps That Work)

622 views · 5 months ago

2:53

15th Plutus Awards - Rishi's Acceptance Speech

122 views · 5 months ago

6:37

How to Avoid Bank Fees (Overdraft, Minimum Balance and More)

331 views · 6 months ago

5:47

How to Pay Less Tax Legally (The Strategies the Wealthy Use)

703 views · 6 months ago