2026 Trucksales Truck Buyers Guide | Episode 3: Heavy Rigid Trucks

Buying a truck is one thing, getting the finance approved is another. In Episode 3 of our six-part finance series, I'm at Sitrak Trucks Newcastle with Gary Davy, standing next to the SITRAK C9H 660 prime mover, breaking down what lenders actually look at before they'll say yes. I'm Colin Evans, from TAFS (The Asset Finance Shop), and this is part of a six-part series we've put together in partnership with the TruckSales 2026 Truck Buyers Guide. Across the series I travel to different dealerships, stand next to the actual trucks you're reading about, and break down the finance side properly. In this episode I cover the 5 things lenders look at when you apply for truck finance: – Business loans and capital lenders: what's already sitting on your books, and whether a capital lender facility suggests cashflow pressure – Average daily balance and consistent income: what stays in the account day to day, not just what comes in – Tax payments and payment plans: whether the ATO is being kept current, and why an undisclosed payment plan is worse than a declared one – Current commercial repayment history: your track record on existing loans is the strongest evidence of how you'll handle the next one – Industry experience and whether the narrative makes sense: does the move stack up for the person making it, like a wages driver going out as an owner-driver At TAFS we arrange finance on commercial vehicles every day, mostly across the transport industry. If you're looking at your next truck, we can help you structure the finance the right way. 👉 Get a finance quote or talk to me and the team: https://tafs.com.au 📞 0468 926 635 Follow along: 📷 The Asset Finance Shop on Instagram: https://www.instagram.com/assetfinanceshop/ 📷 My Instagram: https://www.instagram.com/colinphilipevans 💼 My LinkedIn: https://www.linkedin.com/in/colin-evans-25827476/