What a Blue Congress Means for the Housing Market

Episode #1352 Join the Future of Real Estate Investing with Fundrise. Start with as little as $10: https://fundrise.com/pockets The much-anticipated *2026 midterm elections* are now over, giving us a glimpse into how the next two years will play out in American politics. While *Democrats* and *Republicans* remain divided on _many_ important topics, *one type of policy* seems to have *bipartisan support* —could the latest round of elections be *good for the housing market?* Today, we’re breaking down exactly how the new lineup of senators, representatives, and local players could affect *home prices, supply, demand, and your property taxes.* Earlier this year, we saw one of the biggest bipartisan housing bills signed into law—the *21st Century ROAD to Housing Act.* This bill expedited environmental reviews and preapproved building designs, plus it offered new lending rules that could help borrowers across the country; surprisingly, both *Democrats and Republicans fought for it.* Could more housing bills be signed into law during the next two years? If so, it’s these. A *massive boon for homeowners* could happen in two ways: *capital gains* could be *indexed to inflation* so you’re not paying on purely paper gains, _and_ the *owner-occupied* $250K/$500K *exemption could be doubled to $500K/$1M.* For anyone who owns property, these are huge changes. But that’s not all. *The “Build More Agenda,” which has bipartisan support,* could curb construction prices _and_ finally allow ADUs to be federally financed. We’ll get into those *three new political pushes* in more detail and talk about the sizable property tax changes that could affect you _if_ you’re in a few specific states. Episode Show Notes: https://lnk.to/biggerpocketsYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media Let Us Know What You Thought of the Show! https://www.BiggerPockets.com/Podcastfeedback Grab Dave’s Book, _Real Estate by the Numbers_ : https://store.biggerpockets.com/products/real-estate-by-the-numbers?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the Investor Brief Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders Here’s How the New 21st Century ROAD to Housing Act Could Help Real Estate Investors: https://www.biggerpockets.com/blog/how-the-21st-century-road-to-housing-act-could-help-real-estate-investors?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Dave: https://www.biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none 0:00 How Midterms Affect Housing 1:43 ROAD to Housing Act 5:57 The Big Investor "Ban" 9:24 Sponsor: Mynd! 9:53 Huge Capital Gains News? 12:15 The "Build More" Agenda 17:09 $1M Tax Break!? 20:38 Property Tax Updates 22:40 Good News for Housing?