Breaking Down My $306,500 Salary In San Francisco | The Pay Check

Raymond Zeng lives in the San Francisco Bay Area and works as a software engineer at Meta, earning $306,500 a year. Despite his high salary, he lives minimally, saving aggressively with the goal of retiring by age 30. Instead of spending on material things, Zeng prioritizes travel, hobbies, and investing, using credit-card points and perks to help fund trips around the world. In this episode of "The Pay Check," Raymond breaks down exactly how he budgets, spends, and invests his money while living in one of the most expensive regions in the US. Read "I make over $300,000 a year working for Meta in San Francisco and still don't own a car, couch, or TV": https://bit.ly/3Q1ouvS For more from Raymond: https://www.youtube.com/channel/UCS8cPzkeCD048VJgwMN3OGw Watch our complete collection of The Pay Check videos: https://bit.ly/4f8lMhh 00:00 - Intro 00:15 - Income and work 00:53 - Housing and utilities 04:23 - Transportation 05:19 - Food and groceries 07:24 - Leisure and hobbies 10:55 - Savings and investments 15:17 - Long-term plans and advice 16:15 - Credits ------------------------------------------------------ #costoflivingusa #sanfrancisco #techearnings #costofliving #thepaycheck WATCH MORE: The Rise And Fall Of Spirit Airlines https://youtu.be/zS032NiHcmk How The Cheesecake Factory Runs One Of America's Biggest Menus https://youtu.be/rNNyEUxrPOY Why Americans Are Building Towers And Bunkers To Survive WWIII https://youtu.be/lRUS-7P0a4k Business Insider is a global newsroom covering business, technology, innovation, and the economy. Visit our homepage for the top stories of the day: https://www.businessinsider.com/?utm_source=youtube Sign up for our newsletters: https://www.businessinsider.com/subscription/newsletter?utm_source=youtube Find Business Insider on Facebook: https://www.facebook.com/businessinsider ... on Instagram: https://www.instagram.com/businessinsider ... on X: https://x.com/BusinessInsider ... on TikTok: https://www.tiktok.com/@businessinsider Breaking Down My $306,500 Salary In San Francisco | The Pay Check | Business Insider