Leasing vs Buying A Car In The UK — The Real Maths (A must WATCH!)

Leasing vs buying a car in the UK: is PCP really cheaper than paying cash? We ran the real maths on a BMW 1 Series deal advertised in September 2026 and followed two buyers on the same salary for ten years. Kieran takes PCP at £259 a month and hands the car back after four years. Bethany pays £32,640 in cash and keeps her car. At year four, Kieran looks £15,138 ahead. At year ten, his real cost is £47,131 and Bethany's is £26,565. Inside: why 70% of Kieran's interest was charged on a final payment he never made, the £484 mileage bill waiting at hand-back, why a real lease on the same car would have cost £8,004 more, and how a cash buyer could have saved £2,849 by taking the dealer's finance and settling it early. Then there's Maureen, who drove the same car for ten years for just £16,359. Watch to see how. We also cover when PCP genuinely makes sense: cheap finance, protection if car values fall, and your legal right to hand the car back once you've paid half. All figures are illustrative estimates based on real deal terms and published UK data. This video is for education only and is not financial advice. Click here to subscribe: https://www.youtube.com/channel/UCtxnhpliXK2GhCPvJHie_Ww?sub_confirmation=1 ----------------------------- ⚠️ DISCLAIMER ----------------------------- The content provided here is strictly for informational and entertainment purposes.