$5M by 40: Military Medicine FIRE | Benefits and Pay for Military Doctors with CPT (Dr.) Pritish ...

What do you get when you combine a passion for service, a pivot to medicine, and a mastery of money? In this episode, Army doctor Pritish Sahoo breaks down how he leveraged military programs to fund $700K in education—and built a real estate empire along the way. Topics Covered: • Pivot from engineering to medicine • Navigating the HPSP (Health Professions Scholarship Program) and USUHS paths • Real numbers: military pays, stipends, bonuses, and educational benefits available to military doctors • Financial edge of military medicine vs. civilian practice • Real estate investing as a service member: lessons, wins, and close calls • Using the GI Bill and TSP (Thrift Savings Plan) strategically • Building a $5M financial independence goal • Advice for young officers and enlisted members starting their wealth journey • How mentors and books shaped his approach to money and meaning 🔗 Resources & Links Mentioned: • Uniformed Services University (USUHS) (https://www.usuhs.edu/) • HPSP Overview – Military Medicine Scholarships (https://www.goarmy.com/amedd/education/hpsp.html) • Pritish's YouTube Channel: Pritish Sahoo (https://www.youtube.com/@PritishSahoo) • Email Pritish: pritishsahoo50 (at) gmail . com For a limited time, Spencer is offering one-on-one Military Money Mentor (https://militarymoneymanual.com/mentor) sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp (https://militarymoneymanual.com/tsp) to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual (https://instagram.com/militarymoneymanual) or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon (https://amzn.to/3AFNI90) or at shop.militarymoneymanual.com (https://shop.militarymoneymanual.com/) . I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express (https://militarymoneymanual.com/amex-platinum-military/) , the American Express® Gold Card (https://militarymoneymanual.com/amex-gold-card-military-review/) , and the Chase Sapphire Reserve® Card (https://militarymoneymanual.com/chase-sapphire-reserve-military/) in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 (https://militarymoneymanual.com/umc3) . Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 (https://militarymoneymanual.com/umc3) . The Platinum Card® from American Express (https://militarymoneymanual.com/amex-platinum-military/) and the American Express® Gold Card (https://militarymoneymanual.com/amex-gold-card-military-review/) waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.