Hapto Accelerates Financial Innovation with Axway Amplify

Philippe Marques, Co-founder and CEO of Hapto, and Cyril Barillet, CTO and CISO, share how Hapto uses Axway Amplify to unify financial services through a single API, interact securely with AI agents, and deliver innovative solutions faster. 🚀 Faster, more agile product development through low code 🤝 Unified access to financial services through a single API 🔍 Secure interaction with AI agents using MCP [Full video transcript] Hello, I'm Philippe Marques, founder and CEO of the Fintech company Hapto. Hello, I'm Cyril Barillet CTO and CISO at Hapto. It is a Fintech that we founded two years ago now, with the mission of making financial services more accessible to businesses. Hapto connects to financial service providers, whether they are fintechs, banks, insurers, or any organization that offers financial services, and make it easier to distribute those services, by bringing them closer to businesses, directly through the tools they use on a daily basis. What led us to embark on this journey was quite simple. A few years ago, we observed a wave of innovation in financial services, particularly driven by fintechs. The regulations were also promising, with open finance, open banking and the upcoming electronic invoicing requirements were creating new opportunities. Yet despite all this progress, we continued to see a high number of business failures. Through Hapto, we set out to solve a critical challenge: making it easier for business leaders and companies access the financial services they need, exactly when they need them. What is important to understand is that financial services are technically very fragmented. Our mission at Hapto is to unify them through a single API. And that’s not and easy task. The real technical challenge is moving fast while maintaining strong security. AI is transforming our ecosystem in profound ways. What happened fifteen months ago is that AI stopped being just a technical topic, and became a highly strategic business priority. We quickly became convinced that if we were not able to interact with the AI agents that were emerging and increasingly becoming part of business leaders’ daily workflows, we would have no future. So, we immediately focused on how Hapto could technically interact with these agents to further simplify the distribution of financial services. So we first had to solve problems. The first challenge was choosing the right protocol. We selected MCP and became an early adopter through Axway’s program before last summer. Security was another major concern and required significant effort and attention, because AI introduces entirely new and unconventional attack surfaces. We chose Axway Amplify because of its wide range of hosting options, which help us address challenges such as sovereignty requirements and time-to-market objectives. We were also attracted by its comprehensive API Management and integration capabilities. Once our technical teams started using the platform, they adopted it very quickly, which further validated our choice. Hapto’s ability to interact with AI agents is critical from a business perspective. By implementing the MCP protocol very early, more than 12 months ago, we wanted to rapdily test our ability to interact with large language models. We chose Claude for that purpose. We demonstrated the ability to subscribe to a financial service directly through Claude. The use case that we showcase here is a business leader seeking financing. Through Claude, that person can initiate and orchestrate the entire application process, from identifying the most suitable financial product for their needs, to selecting and subscribing to that product collecting all the required supporting documents, and ultimately signing a contract with the financial partner recommended by Hapto. This journey also led us to adopt a predominantly low-code development approach. As a result, we revisited and adapted our architectures to improve our product delivery speed and overall agility. So if we look a little into the future and the evolution of our platform, it’s obviously difficult to have firm convictions given the pace of transformation driven by AI. What I can say is that the expectations imposed by the market, our customers, and our partners, are extremely high. Naturally, we pass those expectations on to our technology providers. We expect Axway to help us stay in step with this rapidly evolving environment — and ideally stay on step ahead — so that we can always be there at the right moment for our customers and partners. From a technical perspective, the AI ecosystem is evolving constantly. Today, Hapto provides services to AI agents. Tomorrow, Hapto will certainly integrate AI into its own platform. And we are counting heavily on Axway to help us make that journey a success. #ArtificialIntelligence #MCP #APIs #Amplify#LowCode #Fintech #Hapto #Axway