Meteorite logoMeteorite
Back to videos

Is Insurance Lowballing You? A $3,300 Offer Ended at $4.8M

See what your claim could be worth in 30 seconds with our free tool: https://cashforyourclaim.com/yt/carhelp/lowball-offer-d How to know if the insurance company is lowballing you after a car accident: the 4 signs of a lowball offer, a real $3,300 offer that ended at more than $4.8 million, and the one move to make before you sign anything. So you got into a car accident, and the insurance company is giving you an offer that feels low. But you're not sure. This video shows you how that first number gets made, the signs it's a lowball, and what to do before you sign. CHAPTERS 0:00 A $3,300 offer vs. $4.8 million 0:45 The first offer is an opening move 2:55 Signs the insurance company is lowballing you 4:06 See what your claim could be worth (free tool) 4:52 More lowball signs to watch for 6:13 Real people who said no to low offers 8:21 How a gap that big happens 9:07 Your move before you sign anything KEY TAKEAWAYS - A first offer is an opening move. It is not a final word on what your claim is worth. - The person on the phone is an adjuster. The insurance company pays them to handle your claim and decide what to offer. - Watch for 4 signs of a lowball: a fast offer while you're still in treatment, pressure to sign a release, injuries that showed up later getting ignored, and "this is our final offer." - Real people turned down tiny offers. In one California case, the insurer's top offer was $3,300. In the end, that case came back at more than $4.8 million. (Every case is different. Results vary.) - Before you sign anything final, find out what your claim could be worth and talk to a car accident attorney. CASES MENTIONED (real, public; every case is different and results vary) - Los Angeles, CA, 2024: insurer's highest pre-trial offer $3,300; jury verdict of more than $4.8 million (LA Superior Court, reported by the Daily Journal). - Cobb County, GA, 2023: insurer rejected a $100,000 policy-limits offer and countered at $85,000; jury verdict of about $900,000 (reported by the Daily Report). - Queens, NY, 2019: $225,000 offer; jury verdict of $46.1 million (reported by the Queens Eagle). Large verdicts can be reduced or appealed. RESOURCES Cash For Your Claim is our free tool. Take a short survey (about 30 seconds) to see what your claim could be worth and get connected with a local car accident attorney. It gives an estimate, not a promise. It's for accidents in the last 12 months. Check your claim: https://cashforyourclaim.com/yt/carhelp/lowball-offer-d Don't settle for less. Insurance companies count on you taking the first offer. A car accident attorney can fight for what you're owed. DISCLAIMER Car Accident Help is an educational channel, not a law firm, insurance company, or government agency. Nothing in this video is legal advice. Always speak with a lawyer for your particular situation. Case results mentioned are real, public examples. Every case is different, and past results don't guarantee a similar outcome. Cash For Your Claim is our own tool. It gives an estimate only. It is not a law firm and does not give legal advice.

Suggested videos