Credit Card Hacking With J.J Todd

In this episode of Escaping the Drift, host John Gafford interviews credit card points expert J.J. Todd. J.J shares the wild story of how he got into credit card points hacking, from leveraging Southwest companion passes in law school to renting over 600 cars in 3 months from Hertz for their United miles promotion. Listeners learn about J.J.'s record of earning over 3.4 million United miles and using them to take over $120,000 worth of flights. J.J.'s gives tactical advice on the best credit cards to use for different purchases and how to maximize points by transferring between different loyalty programs. It's a fascinating inside look at how to turn average 1% returns on credit cards into 20x more value by leveraging points strategically. Highlights: "If you do this the right way, if you have sort of those aspirational overseas, lie flat business class goals, it's not uncommon to take that 1% return that a lot of these credit cards are giving you and making it very easy for you to get in turning that into 3, 5, 10, sometimes 20x return." "I've used all those miles that I earned off, all 3.4 million miles are now gone. Sure. Got over $120,000.03 flights in value out of leveraging those points." "Depending on how your expenses blend out, you should be getting two and a half to three, maybe, you know, I think that's kind of a fair, if you're optimizing it, then not everybody has the bandwidth or tolerance to carry around seven credit cards like you you have there." Timestamps: 00:00: Introduction 02:07: Credit Cards 09:20: Renting Cars For Points 14:30: Free Travel 22:53: Perks 31:50: Flight Milage 40:45: Luxury Experiences 💬 Did you enjoy this podcast episode? Tell us all about it in the comment section below! ☑️ If you liked this video, consider subscribing to Escaping The Drift with John Gafford using this Link! ⤵️ https://www.youtube.com/c/JohnGafford?sub_confirmation=1 ************* 💯 About John Gafford: After appearing on NBC's "The Apprentice", John relocated to the Las Vegas Valley and founded several successful companies in the real estate space. ➡️ The Gafford Group at Simply Vegas, top 1% of all REALTORS nationwide in terms of production. Simply Vegas, a 500 agent brokerage with billions in annual sales Clear Title, a 7 figure full service title and escrow company. ➡️ Streamline Home Loans - An independent mortgage bank with more than 100 loan officers. The Simply Group, A national expansion vehicle partnering with large brokers across the country to vertically integrate their real estate brokerages. ************* ✅ Follow John Gafford on social media: Instagram ▶️https://www.instagram.com/thejohngafford/ Facebook ▶️ https://www.facebook.com/gafford2/ 🎧 Stream The Escaping The Drift Podcast with John Gafford Episode here: Listen On Spotify: https://open.spotify.com/show/7cWN80gtZ4m4wl3DqQoJmK Listen On Apple :https://podcasts.apple.com/us/podcast/escaping-the-drift-with-john-gafford/id1582927283 ************* #EscapingTheDrift