I Switched My KiwiSaver From Milford to Kernel

Get Started With Kernel ➡️ www.kernelwealth.co.nz/kernel-kiwisaver Last year, I switched my KiwiSaver from Milford to Kernel. This wasn’t because I thought Milford was a bad provider. My investment philosophy had simply changed. After spending hundreds of hours researching investing, I became increasingly convinced by the case for low-cost, passive investing, and I wanted my KiwiSaver to reflect that. In this video, I explain: ➡️ Why fees became such an important factor in my decision ➡️ The evidence comparing active and passive investment management ➡️ Why I chose Kernel’s High Growth Fund ➡️ How the KiwiSaver transfer process worked ➡️ The features I discovered after making the switch ➡️ Why the right provider can change as your investment philosophy evolves Kernel’s KiwiSaver funds have low management fees, a wide range of investment options and the ability to manage KiwiSaver, index funds and savings in one place. Kernel supported me in making this video. However, the views and opinions expressed are entirely my own. This video is for general information and educational purposes only. It does not constitute personalised financial advice. KiwiSaver funds involve risk, returns are not guaranteed and past performance is not a reliable indicator of future performance. Consider your own goals, financial situation and risk tolerance, and review the relevant product disclosure statement before making any investment decision. 🌏 Newsletter Sign Up: https://brentcoleman.kit.com/377eedf82c 🌏 Full breakdown, sources and links: https://www.brentcoleman.com/blog/i-switched-my-kiwisaver-from-milford-to-kernel?utm_source=youtube&utm_medium=video&utm_campaign=i_switched_ks // TIMESTAMPS 0:00 Intro 1:28 My Story 1:55 Active vs Passive Managers 4:44 Who Is Kernel Wealth? 5:22 Why I Switched KiwiSaver Provider 7:53 How To Switch KiwiSaver Provider? 9:04 Kernel's Other Features 10:40 Outro // SOCIAL 🌏 Follow Me On Instagram @brentcolemaninvesting 🌏 Subscribe at: youtube.com/c/BrentColeman?sub_confirmation=1 // CONTACT For business enquiries, please reach out to me at brent@brentcoleman.com I include these links as they often provide a benefit to my viewers. I might receive a commission from these companies, or other third parties, in the case a purchase is made either using a link or signing up for a service via a code. This helps me create high-quality content and I thank you for your support. Disclaimer: I am not a financial adviser. This video is for education and entertainment purposes only. Seek professional help before making any investment decision.