Fixing My Travel Credit Card ADDICTION

💲 Download MaxRewards: https://maxrewards.com/spencer 👑 What's In My Wallet: https://spencerjohnsoncards.com/mywallet Click ‘show more’ to see ad disclosure – Hey guys, in this video, I'm going through all of my main travel credit cards to decide which ones I'm keeping, canceling, or downgrading going into next year. I'm currently paying $3,157 in annual fees, and between overlapping hotel credits, free nights, and benefits, my setup has gotten way too hard to manage. We'll calculate the effective annual fee on every card, including the Bilt Palladium, Chase Sapphire Reserve, Amex Business Platinum, and Ritz-Carlton card, and cover why I'm cutting two premium credit cards even though the math technically works out in my favor on one of them. If you've been wondering whether premium travel credit cards are worth the annual fee, when to cancel or downgrade a credit card, or what some of the best travel credit cards are, this video is for you. — 💳 Top Credit Cards: https://spencerjohnsoncards.com/bonuses 📩 Free Newsletter: https://spencerjohnsoncards.com/newsletter 📊 Card Management Spreadsheet: https://spencerjohnsonofficial.com/credit-card-blueprint 💵 Top Savings Accounts: https://spencerjohnsoncards.com/hysa 🛠 Tools I Use: https://spencerjohnsoncards.com/tools ☎️ 1-on-1 Call: https://spencerjohnsoncards.com/consulting 💬 Discord Community: https://spencerjohnsoncards.com/discord 📚 Chapters: 00:00 The Game Plan 00:34 Overview Of My Setup 01:13 Card #1 01:58 Cards #2-3 04:13 Card #4 05:56 How I Easily Track All Card Benefits 07:33 Card #5 10:46 Card #6 13:55 Card #7 18:06 Card #8 — Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies with which YourBestCreditCards earns an affiliate commission or referral bonus. YourBestCreditCards is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #creditcardstrategy #travelcreditcards #creditcards