The BEST Credit Card Setup I've Ever Used

💲 Download MaxRewards: https://www.maxrewards.com/spencer 💸 Ekster Wallets (10% off w/ code SPENCER10): https://spencerjohnsoncards.com/ekster Click ‘show more’ to see ad disclosure – Hey guys, in this video, I'm breaking down what’s in my wallet right now and how my daily credit card setup has evolved going into the summer. And spoiler alert, it's the most powerful one I've ever had. I'll walk through the three main cards in my daily wallet (Bilt Palladium, Citi Custom Cash, and Chase Sapphire Reserve), why each one earned its spot, and how I’m using them to cover my real, day-to-day spending. Before getting into the cards, I'll explain how I'm prioritizing points currencies across Bilt Rewards, Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou Points, Capital One Venture Miles, hotel/airline currencies, and cashback, as I continue to consolidate my 25-credit-card portfolio. Hope you enjoy it! — 👑 What's In My Wallet: https://spencerjohnsoncards.com/mywallet 💳 Top Credit Cards: https://spencerjohnsoncards.com/bonuses 📩 Free Newsletter: https://spencerjohnsoncards.com/newsletter 📊 Card Management Spreadsheet: https://spencerjohnsonofficial.com/credit-card-blueprint 💵 Top Savings Accounts: https://spencerjohnsoncards.com/hysa 🛠 Tools I Use: https://spencerjohnsoncards.com/tools ☎️ 1-on-1 Call: https://spencerjohnsoncards.com/consulting 💬 Discord Community: https://spencerjohnsoncards.com/discord 📚 Chapters: 00:00 The Game Plan 00:32 Bilt Rewards 01:50 Chase Ultimate Rewards 02:53 Amex Membership Rewards 03:55 Citi ThankYou Points 04:23 Capital One Venture Miles 05:00 Hotels, Airlines, Cashback 05:50 How I Know What Card To Use Where 07:19 Card #1 10:33 Card #2 12:10 Card #3 14:50 Cards #4,5 16:07 Other Notable Cards — Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies with which YourBestCreditCards earns an affiliate commission or referral bonus. YourBestCreditCards is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #whatsinmywallet #creditcardsetup #creditcards